Privacy Notice

Last Updated: June 1, 2025

At CBX Ventures LLC ("CBX Ventures," "we," "us," or "our"), we are committed to protecting the privacy and security of your personal data. This Privacy Notice explains how we collect, use, disclose, and protect your personal data when you visit our website at cbxventures.com, engage with our services (process consulting, system implementation for banks, and professional systems services), or interact with us in other ways.

We process personal data in accordance with applicable data protection laws, including the EU General Data Protection Regulation (GDPR) for individuals located in the European Economic Area (EEA) and the UK, and other relevant local data protection regulations.

1. Who We Are

CBX Ventures LLC is a consulting firm specializing in process consulting, system implementation for banks, and professional systems services. Our registered address is AL RAHA STREET, Area: Abu Dhabi , Building: C3/1008,

2. Information We Collect About You

We may collect, use, store, and transfer different kinds of personal data about you, which we have grouped together as follows:

• Identity Data: Includes first name, last name, title, company name, and job title.

• Contact Data: Includes billing address, email address, and telephone numbers.

• Technical Data: Includes internet protocol (IP) address, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access this website.

• Usage Data: Includes information about how you use our website, products, and services.

• Marketing and Communications Data: Includes your preferences in receiving marketing from us and our third parties, and your communication preferences.

• Professional Data: Information related to your professional background, skills, and experience, if you apply for a job or submit a professional inquiry.

We also collect, use, and share Aggregated Data such as statistical or demographic data for any purpose. Aggregated Data could be derived from your personal data but is not considered personal data in law as this data will not directly or indirectly reveal your identity. For example, we may aggregate your Usage Data to calculate the percentage of users accessing a specific website feature. However, if we combine or connect Aggregated Data with your personal data so that it can directly or indirectly identify you, we treat the combined data as personal data which will be used in accordance with this privacy notice.

3. How Your Personal Data is Collected

We use different methods to collect data from and about you, including:

• Direct Interactions: You may give us your Identity, Contact, and Professional Data by filling in forms or by corresponding with us by post, phone, email, or otherwise. This includes personal data you provide when you:

  • Inquire about our services.

  • Register for an event or newsletter.

  • Apply for a job.

  • Provide feedback or contact us.

• Automated Technologies or Interactions: As you interact with our website, we may automatically collect Technical and Usage Data about your equipment, Browse actions, and patterns. We collect this personal data by using cookies, server logs, and other similar technologies. Please see our [Cookies Policy Link - Consider adding a separate, more detailed cookies policy] for more details.

• Third Parties or Publicly Available Sources: We may receive personal data about you from various third parties and public sources as set out below:

  • Technical Data from analytics providers such as Google Analytics.

  • Contact, Financial, and Transaction Data from providers of technical, payment, and delivery services.

  • Identity and Contact Data from data brokers or aggregators.

  • Identity and Contact Data from publicly available sources such.

4. How We Use Your Personal Data

We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:

• To perform the contract we are about to enter into or have entered into with you. For example, to provide you with consulting services.

• Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests. For example, to improve our website and services, or for marketing purposes.

• Where we need to comply with a legal obligation. For example, complying with regulatory requirements.

• Where you have given us explicit consent.

Specifically, we use your data for the following purposes:

• To provide and manage our services to you.

• To respond to your inquiries and requests.

• To send you marketing communications, newsletters, and promotional materials that may be of interest to you (you can opt-out at any time).

• To improve our website, products, and services.

• To manage our relationship with you, including notifying you about changes to our terms or privacy policy.

• To consider your application if you apply for a job.

• To comply with legal and regulatory obligations.

• For internal business operations, such as data analysis, auditing, and research.

5. Legal Basis for Processing (for GDPR compliance)

For individuals in the EEA and UK, our legal bases for processing your personal data are:

• Performance of a Contract: Processing is necessary for the performance of a contract to which you are a party or in order to take steps at your request prior to entering into a contract (e.g., providing consulting services).

• Legitimate Interests: Processing is necessary for the purposes of the legitimate interests pursued by us or by a third party, except where such interests are overridden by your interests or fundamental rights and freedoms which require protection of personal data. Our legitimate interests include improving our services, marketing, and managing our business effectively.

• Legal Obligation: Processing is necessary for compliance with a legal obligation to which we are subject (e.g., anti-money laundering regulations for banking clients).

• Consent: Where you have given explicit consent to the processing of your personal data for one or more specific purposes (e.g., for certain marketing communications). You have the right to withdraw consent at any time by contacting us.

6. Disclosure of Your Personal Data

We may share your personal data with:

• Internal Third Parties: Other companies within the CBX Ventures group acting as joint controllers or processors, who are based in Abu Dhabi - UAE and provide IT and system administration services and undertake leadership reporting.

• External Third Parties:

  • Service providers acting as processors who provide IT and system administration services, professional services (e.g., legal, accounting), and marketing services.

  • Professional advisors including lawyers, bankers, auditors, and insurers who provide consultancy, banking, legal, insurance, and accounting services.

  • Regulators and other authorities based in the UAE and other relevant jurisdictions who require reporting of processing activities in certain circumstances.

  • Clients, where necessary for the provision of our services to them, always under strict confidentiality agreements.

• Third parties to whom we may choose to sell, transfer, or merge parts of our business or our assets. Alternatively, we may seek to acquire other businesses or merge with them. If a change happens to our business, then the new owners may use your personal data in the same way as set out in this privacy notice.

We require all third parties to respect the security of your personal data and to treat it in accordance with the law. We do not allow our third-party service providers to use your personal data for their own purposes and only permit them to process your personal data for specified purposes and in accordance with our instructions.

7. International Transfers

Given our global operations and client base, and the nature of banking and systems consulting, your personal data may be transferred to, and stored at, a destination outside your country of residence, including outside the European Economic Area (EEA) and the UK, such as the United Arab Emirates where CBX Ventures LLC is based.

When we transfer your personal data out of the EEA or UK, we ensure a similar degree of protection is afforded to it by ensuring at least one of the following safeguards is implemented:

• We will only transfer your personal data to countries that have been deemed to provide an adequate level of protection for personal data by the European Commission.

• Where we use certain service providers, we may use specific contracts approved by the European Commission which give personal data the same protection it has in Europe.

• Where we use providers based in the US, we may transfer data to them if they are part of the EU-US Data Privacy Framework or an equivalent mechanism that ensures adequate protection.

8. Data Security

We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used, or accessed in an unauthorized way, altered, or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors, and other third parties who have a business need to know. They will only process your personal data on our instructions, and they are subject to a duty of confidentiality.

We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.

9. Data Retention

We will only retain your personal data for as long as reasonably necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, regulatory, tax, accounting, or reporting requirements. We may retain your personal data for a longer period in the event of a complaint or if we reasonably believe there is a prospect of litigation in respect to our relationship with you.

To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorized use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal, regulatory, tax, accounting, or other requirements.

10. Your Legal Rights (GDPR)

Under certain circumstances, and particularly if you are in the EEA or UK, you have rights under data protection laws in relation to your personal data:

• The right to be informed: You have the right to be informed about the collection and use of your personal data. This Privacy Notice serves this purpose.

• The right of access (Subject Access Request): You have the right to request a copy of the personal data we hold about you.

• The right to rectification: You have the right to request that we correct any inaccurate or incomplete data we hold about you.

• The right to erasure (Right to be forgotten): You have the right to request that we delete your personal data under certain conditions.

• The right to restrict processing: You have the right to request that we restrict the processing of your personal data under certain conditions.

• The right to data portability: You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

• The right to object to processing: You have the right to object to our processing of your personal data, under certain conditions.

• Rights in relation to automated decision-making and profiling: You have the right not to be subject to a decision based solely on automated processing, including profiling, which produces legal effects concerning you or similarly significantly affects you, except in specific situations. We do not currently use automated decision-making or profiling that produces legal effects.

• The right to withdraw consent: Where we are relying on consent to process your personal data, you have the right to withdraw that consent at any time.

If you wish to exercise any of these rights, please contact us using the details provided below. We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it.

11. Cookies and Tracking Technologies

Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site. For detailed information on the cookies we use and the purposes for which we use them, please see our [Cookies Policy Link - add if you have one].

12. Third-Party Links

This website may include links to third-party websites, plug-ins, and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy notice of every website you visit.

13. Changes to This Privacy Notice

We keep our Privacy Notice under regular review. Any changes we may make to our Privacy Notice in the future will be posted on this page. We encourage you to review this Privacy Notice periodically to stay informed about how we are protecting your information.

14. Contact Us

If you have any questions about this Privacy Notice, our data practices, or if you wish to exercise any of your rights, please contact us: infor@cbxvenrures.com

CBX Ventures LLC Email: info@cbxventures.com, AL RAHA STREET, Area: Abu Dhabi , Building: C3/1008, Flat/ Villa no.C3/1008